Unfortunately, internet fraud is more common than you may know. Most of the illegal activity seen online attacks people’s personal information or their finances in particular. There are several different types of internet fraud to be aware of when using the web.

1. Email Scams

Email scams come in all different forms. Most of them try to trick individuals into giving away personal financial information. Some emails may claim to be from foreigners who will offer you large sums of money in exchange for an initial advance. Other emails may claim to be from your personal bank or credit card company. They may ask you to update your password or address. If you ever question one of these emails, don’t do anything with it, and do not click on any of the links given to you. Instead, call your bank or credit card company and ask if the email is real.

2. Fake Lotteries and Contests

Another common type of fraud found online is the presentation of lotteries or contests that are not real. You may have been told that you’ve won a large sum of money, a car, a computer or something else of value. A pop-up box or email may ask for personal information so that your prize can be sent to you. Usually, this ends with you not receiving anything and a second party taking advantage of your financial accounts are personal information. As a rule, if it seems to good to be true, it probably is too good to be true.

3. Stolen Credit Cards

Credit card information can be stolen online as well. Only use websites that show security emblems to ensure that any transactions that take place will be safe. In addition, check your monthly transactions on a regular basis to ensure that the amounts are correct. If your card has been used by someone other than you, cancel it with your credit card company immediately.

Finally, remember that fraud is a broad term. You may experience Internet fraud outside of what has been mentioned in this article. For this reason, it is a good idea to always stay aware of where you are sharing your personal and financial information online.

If something looks suspicious, it’s okay to treat it suspiciously. Often, a quick Internet search for whatever message, pop-up box or other situation you’re wondering about will let you know if you should be worried or concerned. As a best practice policy, never give up your personal or financial information if you are not exactly sure where it is going and why it is being requested. Following all of this advice will ensure that you stay safe on the Internet. Contact us today to learn more.